IDIV Steps and Capabilities

When the customer journey has been completed successfully the workflow is executed on the Jumio servers.

Each capability renders an independent decision about the credentials it evaluates. The overall decision returned by the workflow is based on an evaluation of the capability decisions.

Usability

The usability capability is the first service called by the workflow. It provides a number of checks on each of the images that were uploaded during the customer journey. The checks verify that the images are suitable for further evaluation. A decision is rendered for each image. If the decision is something other than PASSED then a label is provided with a reason for why it did not pass.

For additional information, including descriptions of the decision labels, see: Usability.

Extraction

The extraction capability extracts the relevant data values from the government-issued ID. These values are then used by the data checks capability. Exactly what values are extracted depends on the country and type of ID.

For additional information, including descriptions of the decision labels, see: Extraction.

Image Checks

The image checks capability evaluates the government-issued ID to ensure that it is valid and authentic.

For additional information, including descriptions of the decision labels, see: Image Checks.

Data Checks

The data checks capability runs a number of fraud checks against the extracted data, selfie, and facemap.

For additional information, including descriptions of the decision labels, see: Data Checks.

Similarity

The similarity capability compares the image in the selfie to the picture on the government-issued ID.

For additional information, including descriptions of the decision labels, see: Similarity.

Liveness

If a Facemap is uploaded during the customer journey (Web Client and mobile SDK integrations only) the Facemap is evaluated to ensure that the subject is a live person.

For additional information, including descriptions of the decision labels, see: Liveness.